Who owns
Data sovereignty returns to the creator, and ownership is verifiable on-chain.
NFG × AI × IP
NFG and the New Quality Productive Forces
The Three Pillars: RDA, RWA and RMA
Understand these three asset classes, and you hold the compass for the decade ahead.
- RDAReal Data Assets
- RWAReal World Assets
- RMAReal Memory Assets
02 PROLOGUE
2026: A Quiet Rewrite of How Value Works
As 2026 begins, the logic of global assets is being quietly but completely rewritten. Property, equities and gold have not disappeared, but they are no longer the main engine of wealth. What drives the next cycle is a set of asset classes known by their initials: RDA, RWA and RMA.
They are not technical gimmicks or speculation. Each is a tangible digital value carrier — verified on-chain, valued with AI, supported by legal frameworks and increasingly recognised by regulators: tradable, programmable and inheritable.
Not old wine in new bottles — a transfer of the power to define value
Who benefits
Revenue rights can be fractionalised and programmed, so ordinary people can hold a stake.
Who tells the story
Cultural narratives are licensed by their original holders — memory is no longer a silent object.
The order cannot be reversed, and none of the three stands alone
- 01
RDA
A digital scale for present productivity
Answers how data becomes valuable: data generated in real settings, made verifiable and callable, creating value again and again.
- 02
RWA
A liquidity switch for stored value
Answers how physical assets move: legal title plus technical mapping turns ownership or revenue rights into tokens that trade around the clock.
- 03
RMA
A developer for intangible value over time
Answers how emotion and culture endure: personal memory, family history, local culture and intangible heritage become verifiable, inheritable digital assets.
04 RDA / Real Data Assets
RDA: Real Data Assets
The fuel of the AI era, and a meter for individual value
RDA does not mean every electronic record. It refers to structured data continuously generated in real production, service or daily-life settings, callable by intelligent systems and able to create new value repeatedly.
Not the traces you leave, but the work you create
Browsing history owned by a platform is not RDA. A de-identified case model produced by a doctor, full-cycle sensor data from a smart orchard, or a designer’s style corpus and interaction logic — these are.
The revolution of RDA is that it ends the era of free data: platforms trained models and built profiles on behavioural data, while the source of that data received nothing.
Three conditions for data to become an asset
Clear ownership
Blockchain hashing and zero-knowledge proofs bind data to its subject.
Compliant use
Privacy computing keeps processing within GDPR and personal-information rules.
Provable value
AI training shows measurable gains — for example, 12% higher diagnostic accuracy or 18% less irrigation water.
Data Vault: control returns to the individual
With Data Vault technology you can license health and activity data to an insurer for a premium discount, sell de-identified cycling routes to an urban-planning AI for a share of revenue, or let a company record RDA directly on its balance sheet.
According to public reports, Shanghai SteelUnion has used steel-trade RDA as collateral for a low-interest loan; Malu Vineyard raised RMB 10 million against its growing-environment RDA and sold premium gift boxes at a 25% premium; and in 2025 more than 4,700 Chinese companies booked RDA onto their balance sheets, lifting average credit lines 3.2×.
Samples already in the field
- According to public reports, Shanghai SteelUnion has used steel-trade RDA as collateral for a low-interest bank loan.
- According to public reports, Malu Vineyard raised RMB 10 million against growing-environment RDA; gift boxes sold at a 25% premium.
- According to public reports, more than 4,700 companies booked RDA in 2025, with average credit lines up 3.2×.
Three entry points for individuals
Health data
Raw records from a smartwatch or body-fat scale, authorised into a compliant medical AI platform.
Professional data
Delivered work, client reviews and skill certificates that form a trusted professional-credit RDA.
Consumption data
Ordering on a platform that shares data dividends earns revenue rights in the matching supply-chain RDA.
This is not selling privacy. It is turning digital labour that already belongs to you into a hard asset that keeps returning value.
07 RWA / Real World Assets
RWA: Real World Assets
A liquidity switch for trillions in dormant value
If RDA answers how data becomes valuable, RWA answers how physical assets move. Legal title plus technical mapping turns the ownership or revenue rights of property, bonds, art and infrastructure into digital tokens that trade around the clock, settle instantly and distribute revenue by smart contract.
US$1,200tnGlobal traditional assets, estimated
97%Dormant due to high thresholds, long cycles and heavy intermediation
Three irreversible shifts
- 01
Fractional ownership
GCL New Energy split the revenue rights of a distributed solar plant into 100 million tokens at ¥0.5 each — ¥50 buys a ten-thousandth of the plant’s income, paid monthly.
- 02
A step change in efficiency
A traditional commercial-property deal takes an average of 112 days; on-chain, peer-to-peer transfer takes about three minutes, with title transfer and revenue split executed by contract.
- 03
Global access to capital
According to public reports, the Hong Kong Monetary Authority has approved its first retail RWA money funds, backed by US and Singapore government bonds, yielding roughly 3.8%–4.2% a year.
Four routes mentioned in public sources
- Subscribe to RWA funds issued by licensed institutions
- Look at new-energy RWA: revenue rights of solar and wind projects
- Consider commodity RWA: on-chain receipts for gold or crude, avoiding storage risk
- Watch local commercial-property pilots: some cities have begun tokenising community shop rentals
A rule that is repeated again and again
RWA creates no new value; it only releases existing value. The underlying asset must be real, cash-flowing and legally protected — otherwise the cleverest packaging is a castle in the air.
10 RMA / Real Memory Assets
RMA: Real Memory Assets
A developer for culture, emotion and history
RMA is the most human of the three, and the one with the longest premium potential. Through on-chain attestation, AI enhancement and immersive VR / AR presentation, personal memory, family history, local culture and intangible heritage become digital assets that can be verified, traded and passed on.
Not a “future value asset”
It is not a speculative Future Value Asset: the value comes from memory that has already happened, not from a promise not yet kept.
Not a “risk-managed asset”
Nor is it the Risk-Managed Asset of financial institutions: it is measured by cultural density and emotional weight, not by volatility.
Where the value sits
It turns emotions that resist pricing, and culture that is close to disappearing, into durable assets with economic value and public recognition.
12 DIYUANYUAN IN PRACTICE
Diyuanyuan: making memory inheritable
Rooted in vow, responsibility, kindness and companionship, Diyuanyuan connects plush toys, figures and charms with digital identity, cultural content and on-site services.
NFG chip
The identity link between the physical and digital worlds — product records, digital backpack and interactive content.
AI beacon
A scene node that, with an AI assistant, hosts guided tours, cultural commentary, quests and digital souvenirs.
Diyuanyuan IP
Characters and an ongoing story that tie products, places and people into a cultural ecosystem anyone can join.
One complete loop
- 01
Tap to begin
Bring Diyuanyuan into a partner cultural venue and tap to start: a local story, a small quest.
- 02
Explore and keep
Finish the exploration and choose which photos, notes and souvenirs to keep.
- 03
Memory settles
When the journey ends, the toy carries an experience of its own, and the digital archive gains a page of memory.
Five entrances
IP entrance · NFG chip · Digital backpack · Scene gear · Tap to connect
Start with a character and step into the Diyuanyuan story.
The identity link that pairs each figure with its digital record.
A space for product records, interactions and journey souvenirs.
Limited gear and play modes made for different cultural venues.
One tap triggers commentary, quests and a digital souvenir.
NFG connects the real, AI activates the scene, and Diyuanyuan makes culture tangible, experience joinable and memory continuous — a designer toy that becomes a cultural entrance you carry, and a companion worth keeping.
17 SYNERGY
The golden triangle: three assets, multiplied value
These are not parallel tracks. They form one closed loop of value.
| Dimension | RDA · Real Data Assets | RWA · Real World Assets | RMA · Real Memory Assets |
|---|---|---|---|
| What it is | A digital scale for present productivity | A liquidity switch for stored value | A developer for intangible value |
| What it does | Real-time valuation · dynamic risk control · growth engine | Value anchoring · cash-flow source · legal protection | Cultural premium · emotional connection · long-term brand moat |
| Working together | Solar RWA + generation data RDA → sharper yield forecasts | Heritage house RWA + its story RMA → 30% rental premium | Heritage-craft RMA + craft data RDA → doubled licensing fees |
Breakthroughs happen where the three overlap
A rural revitalisation project: the ancient village is packaged as RWA (land rights plus homestay revenue), IoT sensors produce RDA on visitors, energy and reviews, and AI turns oral histories, festival footage and building surveys into an RMA digital museum. According to public reports, financing costs fell 2.3 percentage points, visitor dwell time rose 40%, and villager dividends grew 27% a year.
−2.3Financing cost (percentage points)
+40%Visitor dwell time
+27%Annual dividend growth
19 EPILOGUE
The compass is in your hands
The wealth of the future will not belong to those who hoard the most, but to those who can verify, package and sustain the value that is uniquely theirs — whether data, assets or memory.
Data sovereignty
A clear understanding of who owns data (RDA)
Asset liquidity
An active grasp of how physical assets can move (RWA)
Cultural patience
Time and patience for cultural value (RMA)
Standing in the spring of 2026 and looking back, every leap in the history of wealth began with redefining what an asset is. From shells to coins, from paper money to shares, and now to RDA / RWA / RMA, only the carrier changes; the human pursuit of value and exchange efficiency does not.
About this page
This page is brand research and educational content from Diyuanyuan. Figures, cases and market sizes are drawn from public sources and do not constitute investment advice or a promise of return. Arrangements involving digital assets are subject to licensed disclosures and local law.